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BOAT INSURANCE
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Protect your boat and its
passengers.
Leave your worries on the shore!
A boat owners policy can
insure you against most risks of owning and operating your boat, its motor
and its trailer.
These risks may
include:
- Sinking
- Fire
- Storms
- Theft
- Capsizing
- Stranding
- Collision
- Explosion
The property covered
includes equipment permanently attached to the boat as well as:
- Anchors
- Oars
- Electric trolling motors
- Extra fuel tanks
- Tools
- Detachable canopies
- Seat cushions
- Life preservers
- Skis and their tow ropes
- Dinghies.
It can also protect you against liability lawsuits, should you injure
someone with your boat or damage their property.
Liability coverage
includes:
Watercraft
liability coverage provides protection for
legal liability because of an accident resulting from the ownership,
maintenance, or use of your watercraft, including bodily injury, property
damage and legal defense.
Watercraft
medical payments coverage pays medical
expenses up to the limits in the policy for you, your resident relatives and
other occupants of the boat injured by an accident arising out of the
ownership, maintenance, or use of the watercraft.
Additional coverages
include those for:
Newly acquired
watercraft covers your newly acquired
watercraft for damage caused by an insured loss.
Reasonable
repairs covers repairs incurred to protect
covered property from further damage.
Emergency
service pays up to $500 for reasonable costs
that you incur resulting from specified emergency service to your boat,
motor or boat trailer.
Wreck removal
pays the reasonable expenses you incur for any attempted or actual raising,
removal or destruction of the wreck of your watercraft when damage is caused
by an insured loss and removal or destruction is required by law.
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Call
us directly to learn about the insurance products we offer for:
Call 201-794-7222 ext. 115
and one of our knowledgeable agents will be happy to discuss your needs and
quote you a competitive rate!
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